Debt Position :
| AEL (Rs Cr) | FY19 | FY18 | Variance |
| Long Term Borrowings | 2992.22 | 4551.59 | -1,559 |
| Short Term Borrowings | 6959.14 | 12599.38 | -5,640 |
| Current Portion of Long Term Borrowings | 1292.00 | 764.00 | 528.00 |
| Gross Debt | 11243.00 | 17915.00 | -6672.00 |
| - | |||
| Less Cash and Bank Balances | 1709.00 | 1884.00 | -175.00 |
| Less Current Investments | 3.00 | 72.00 | -69.00 |
| Total Cash & Cash equivalent | 1712.00 | 1956.00 | -244.00 |
| - | |||
| Net Debt | 9531.00 | 15956.00 | -6423.00 |
Key Credit Ratios :
| Particulars | FY 18 | FY 19 |
| FFO / Gross Debt (18% - 25%) | 22.4% | 18.7% |
| FFO / Net Debt (13% to 15%) | 25.1% | 22.7% |
| FFO Interest coverage (3x – 4.5x) | 5.4x | 4.5x |
Debt Maturity Profile (chart) :
- FY19
- < 1 Yrs
- 1-5 Yrs
- > 5 Yrs